<aside> ๐Ÿ—’๏ธ How to use this guide: This guide is designed to help you explore the world of personal finance. It is not meant to be read from top to bottom or be exhaustive, but rather as a content that covers the key areas of personal finance and allows you jump around / go deep in the areas you find interesting. If you liked or found something confusing, please leave comments directly in the guide so we can make it better for other learners.

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For your reference:

<aside> <img src="https://s3-us-west-2.amazonaws.com/secure.notion-static.com/89528b25-9e7b-4b08-96de-97eaac4ee0d0/yawn.png" alt="https://s3-us-west-2.amazonaws.com/secure.notion-static.com/89528b25-9e7b-4b08-96de-97eaac4ee0d0/yawn.png" width="40px" /> When you see this, it means read this to get the TLDR (vs. the whole section)

</aside>

<aside> <img src="https://s3-us-west-2.amazonaws.com/secure.notion-static.com/745824da-1fef-4a80-93ac-fc96e7d272b3/Social_media-Circle-Simplify.png" alt="https://s3-us-west-2.amazonaws.com/secure.notion-static.com/745824da-1fef-4a80-93ac-fc96e7d272b3/Social_media-Circle-Simplify.png" width="40px" /> When you see this, hacks ("hax") or ๐Ÿ”‘s are being dropped on you. Pay Attention!

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Table of Contents

Section 1: Why is Money Important?

What Money Can Buy?

What Money Can't Buy?

Section 2: Building Money Mindsets ๐Ÿ’ฒ

"Actually, I'm Good" ๐Ÿ˜Ž

"Paying Yourself First" ๐Ÿฅ‡

"I'm Worthy of Wealth" ๐Ÿ™Œ

Labor vs. Capital (๐Ÿ‘ท vs. ๐Ÿ’ฐ)

Section 3: Personal Finance 101

Making Money

Spending Money

What's a Budget?

Section 4: How to Decrease Expenses ๐Ÿ’ธ

Step 1: Analyze Your Expenses ๐Ÿ”

Step 2: Identify Where You Can Spend Less ๐Ÿ‘‰

Step 3: Set a Goal and Stick to It โœ๏ธ

Step 4: Pay Yourself First ๐Ÿฅ‡

Section 5: Debt

Credit Card Debt ๐Ÿ’ณ

Student Loan ๐ŸŽ“

Car Loan ๐Ÿš˜

Mortgage / Home Loan ๐Ÿก

Section 6A: Saving

How to Save ๐Ÿฆ (+ Bank Account FAQ)

Should I Save All My Money in a Savings Account?

Section 6B: "Money Flywheel" ๐ŸŽก

Section 7: Investments (Assets)

Stocks ๐Ÿ“ˆ (+ Stocks FAQ)

Collectibles ๐Ÿ’Ž

Real Estate ๐Ÿ 

Depreciating Assets ๐Ÿ“‰

Section 8: Investing Strategy - Decreasing Debt

Step 0: Understanding How Debt Slows Down the Money Flywheel ๐ŸŽก๐Ÿ™…๐Ÿปโ€โ™‚๏ธ

Step 1: Bucket Your Debts as 'Good' or 'Bad'

Step 2: Order Your Bad Debts by Interest Rate

Step 3: Pay off Your Bad Debts ASAP

Paying off Credit Card Debt ๐Ÿ’ณ

Paying off Student Loans ๐Ÿ‘จโ€๐ŸŽ“๐Ÿ‘ฉ๐Ÿฟโ€๐ŸŽ“

Section 9: Investing Strategy - Buying Assets

Investing Mindset

Understanding the Power of Compound Interest

Accelerate the Money Flywheel ๐ŸŽกโฉ

Section 10: Understanding Risk

Section 11: What to Invest In

"Circle of Competence"

Savings Account (Cash) ๐Ÿฆ

Real Estate ๐Ÿ  (+ Leveraging FAQ)

Stocks ๐Ÿ“ˆ

Crypto

Section 12: Stock Market Tips & Tricks

Index Funds

Tips and Tricks ๐Ÿ”‘

Section 13: Crypto

What is Crypto?

Bitcoin ($BTC)

Ethereum ($ETH)

Section 14: Investment Portfolio Strategy